Did you know your dental insurance benefits may expire at the end of the year? If you’ve been putting off necessary dental work, now is the time to act. Dental insurance plans often have annual limits, and unused benefits don’t carry over. Scheduling important dental procedures before your benefits reset can save you money and prevent potential dental issues.
This post will explore popular dental procedures worth scheduling before the year ends.
Why You Should Maximize Your Insurance Benefits?
Dental insurance works by providing coverage for a range of treatments, often including preventive care, fillings, and more. Many plans have annual limits, meaning once you reach that cap, you’re responsible for 100% of any additional costs. Preventive care like cleanings, exams, and x-rays may be covered fully, helping you avoid costly treatments later.
If you don’t use your benefits by the end of the year, you lose them. Waiting until next year can lead to more out-of-pocket expenses. By taking advantage of your benefits now, you can maximize savings and maintain your oral health.
Top Dental Procedures to Consider Before Your Benefits Expire
A. Preventive Care
- Cleanings: Routine cleanings are essential for preventing gum disease and tooth decay. Most dental insurance plans cover cleanings at least twice a year, so it’s an easy way to maintain your oral health while utilizing your benefits.
- X-rays and Exams: Dental exams and x-rays are typically covered by insurance, and these diagnostic tools help detect hidden issues like cavities, gum disease, or tooth infections. Scheduling a check-up now ensures any problems are caught early.
- Fluoride Treatments: Fluoride treatments help protect teeth from decay, especially for children or those prone to cavities. Many plans offer coverage for this preventive treatment, making it a great option to consider before the year ends.
B. Fillings and Restorative Work
- Dental Fillings: If left untreated, cavities can get worse over time. Insurance often covers fillings, so it’s a smart idea to address any cavities now. Early intervention can prevent more complex (and expensive) procedures later on.
- Crowns and Bridges: If you have damaged or missing teeth, crowns and bridges can restore your smile. These restorative treatments are often costly, but insurance can help cover a significant portion of the expense, making now the ideal time to schedule them.
C. Orthodontics and Cosmetic Procedures
- Braces or Invisalign: Orthodontic treatments, such as braces or Invisalign, are sometimes partially covered by dental insurance. If you’ve been thinking about getting braces or aligning your teeth, start the process before your benefits expire. This can save you money, especially if your plan offers coverage.
- Teeth Whitening: Some insurance plans now cover cosmetic procedures like teeth whitening, especially if it’s for health reasons. If this treatment is covered, it’s a great time to refresh your smile before the year ends.
- Veneers or Bonding: If you have chipped or discolored teeth, veneers or bonding can improve your smile. Many insurance plans offer partial coverage for these procedures, making it an excellent opportunity to enhance your appearance.
D. Gum Disease Treatments
- Scaling and Root Planing: If you have early signs of gum disease, scaling, and root planing is a deep cleaning treatment that can help reverse damage. Many plans cover this procedure, which can prevent more serious (and costly) treatments in the future.
- Gum Grafting: For those with severe gum recession, gum grafting can restore your gum line. Insurance can cover part of the cost of this procedure, making it a good option to consider before your benefits reset.
How to Schedule and Plan Ahead?
- Booking Early: As the year draws to a close, dental offices can fill quickly. Schedule your appointments as soon as possible to ensure you secure a spot before your benefits expire.
- Check Coverage and Limits: Review your insurance policy to understand how much coverage you have left. Make sure to check the annual limits and what procedures are fully or partially covered.
- Consult with Your Dentist: Schedule a consultation with your dentist to discuss any necessary treatments. They can guide you on which procedures to prioritize and confirm that your insurance will cover them before the year ends.
Don’t Miss Out – Schedule Today with Valley Smiles!
Take advantage of your insurance benefits before they expire! At Valley Smiles, our team is ready to help you maximize your dental coverage to make you understand the “use it or lose it” policy. Whether it’s a routine cleaning or a restorative procedure, we’ll ensure you get the care you need before the year ends. Call us today to book your appointment!
